207 Cottage Lane, Montezuma, IA 50171

• 3 beds |
• 2 baths |
• 998 sqft

Property Description

Lakefront Living at Its Finest – Beautifully Updated Ponderosa Ranch Home! Experience the best of lake life in this stunning lakefront ranch home on the shores of Lake Ponderosa. Featuring over 1,800 sq ft of finished living space, this 3-bedroom, 2-bath home offers the perfect blend of comfort, charm, and modern updates—including brand-new vinyl siding on both the home and the detached garage for enhanced curb appeal and durability. Step through the back door and be immediately greeted by panoramic views of the peaceful east lake, with your very own 50 feet of private waterfront nestled in a quiet cove. The main level includes a spacious kitchen, dining area, laundry room, full bath, and the primary bedroom—all designed for convenient, one-level living. Head downstairs to the walkout basement, where you’ll find a cozy second living area with a wood-burning fireplace, two additional bedrooms, and a 3/4 bath—perfect for hosting guests or enjoying extra privacy. Step out onto the large screened-in patio to take in breathtaking views of the lake, rain or shine. In addition to the 2-car detached garage, there's a bonus under-garage space, ideal for a workshop, man cave, or extra storage for all your lake toys. Unwind around the brick firepit, fish off the floating dock, or lower your boat with the covered electric lift and head out for a day of boating, fishing, swimming, or simply floating in the sun.

Listing Status:

Active

Date Added:

March 16, 2026

Data Last Updated:

April 5, 2026 at 4:19AM

Listing Office:

RE/MAX Concepts : (515) 276-2872

Listing Agent:

Patrice Noble : (515) 505-2363

MLS ID:

736406

Interior

• General: Dining AreaWindow Treatments
• Appliances: DryerDishwasherMicrowaveRefrigeratorStoveWasher
• Laundry: Main Level
• Basement: Walk-Out Access
• Flooring: CarpetHardwoodTile
• A/C: Central Air
• Heating: Forced AirGasPropaneNatural Gas
• Fireplace: Wood BurningFireplaceFireplaces: 1

Exterior

• General: DeckEnclosed PorchFire PitPatio
• Style: OtherRanch
• Other Structures: PorchDeckScreenedPatioCovered
• Parking: DetachedGarageTwo Car Garage

Construction

• Roofing: AsphaltShingle
• General: Wood Siding1Block

Location

• Road/Access: Gravel
• HOA Amenities: 0.0Annually
• Originating MLS: DMAAR_DM
• School District: Montezuma
• County: Poweshiek

Lot

• Zoning: ResLAKE PONDEROSA UNIT 12 LOT 306301945500

Utilities

• Water: Community/Coop
• Sewer: Septic Tank

Financial

• Source: DMAAR_DM